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Speakers: Jennifer RichardsMark Sayre, MassMutual
Description:This course will discuss how profitability is determined in life insurance and the impact automation and accelerated underwriting has on mortality/pricing expectations from an actuarial perspective. We will discuss the challenges faced with increasing the face amount of automated processes, how being off by even a few tables affects the overall profitably of products (from a general sense), and how we are accounting for this in automated processes. Finally, we will also be discussing how eliminating requirements, or using new forms of digital data, affects the pricing models of policies. By the end of this webinar, the Underwriter will be more familiar with some of the challenges faced by carriers with the advancement of automation and accelerated underwriting, and how these challenges, and the solutions developed, impact underwriting.
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