Dave is the CEO of Clareto which enables the exchange of electronic health data to support life insurance underwriting and related use cases. Clareto’s foundation arises from MedVirginia –a pioneer in health information exchange. Previous to this role, Dave spent 14 years at Transamerica Re/SCOR where he was SVP of the Value-Added Services Division and CEO of Velogica, the industry leading automated underwriting system Prior to that, Dave spent 15 years working in various roles in the life insurance industry beginning on the distribution side working for a major Wall Street wirehouse and Brokerage General Agency and then worked for life carriers including First Colony Life and Provident Mutual.